Worksured

General Liability insurance protects skilled trades contractors from third-party claims like bodily injury, property damage, or faulty work. It's often required for licensing or contracts, with premiums varying by trade,…

What is General Liability Insurance for Skilled Trades Contractors?

GL insurance covers third-party bodily injury, property damage, and completed operations, plus legal defence costs. It typically excludes employee injuries, your own tools/vehicles, cost of redoing faulty work, and professional…

What Does General Liability Insurance Typically Cover / Not Cover?

An additional insured is a party added to your GL policy so they share in your liability protection. GCs, property owners, or developers often request this by contract, done via…

What is an "Additional Insured" and Why Might a Client Request It?

A plain-language glossary of common insurance terms — including occurrence, aggregate limit, deductible, exclusion, endorsement, and more — to help contractors understand their GL policy and quotes.

Common Insurance Terms Glossary

General Liability Insurance

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