What Information Do I Need to Get a Quote?
Getting a quote for General Liability insurance takes just a few minutes. Having the following information ready will help you move through the process quickly.
Business Information
Legal business name (and operating/trade name, if different)
Business structure — sole proprietorship, partnership, or incorporated
Business number (BN) or incorporation number, if applicable
Business address (and any additional work locations)
Date business started
Website, if you have one
Trade & Operations Details
Primary trade or service (e.g., electrician, plumber, HVAC technician, general handyman)
Any secondary trades or services you offer
Description of the work you typically perform
Whether you work as a sub-contractor, general contractor, or both
Types of projects — residential, commercial, or both
Whether you work on new construction, renovations, or both
Revenue & Size of Business
Estimated annual revenue (or projected revenue if you're a new business)
Number of employees, including yourself
Number of sub-contractors you hire, if any
Vehicles & Equipment (if relevant to your quote)
Number and type of vehicles used for work
Estimated value of tools/equipment you'd like covered
Claims & Insurance History
Whether you've had any prior liability claims
Whether you currently hold, or have previously held, liability insurance
Your current or most recent policy expiry date, if applicable
Coverage Preferences
Any minimum coverage limits required by a client, general contractor, or licensing body (for example, some contracts require a minimum of $2,000,000 per occurrence)
Whether you need to add anyone as an "additional insured" on your policy (common when working under a general contractor)